Jewellary Insurance

Jewellery Insurance

What is Jewellery Insurance? 

The insurance is specifically designed around the risk of the piece, although most personal lines products covers this in the market today, it does appear that these pieces are added to your normal day to day all risk cover with the exact same limitations and excess. One can not equally compare a designer jewellery piece to a set of golf clubs for example.

Who needs Jewellery Insurance? 

Any and all people who have existing jewellery pieces. If are in the market of obtaining or purchasing jewellery from engagement to wedding bands to necklaces to earrings, you will need this cover. You will need this cover if you own any completed manufactured jewellery or designer jewellery with the exception of raw materials, gems or gold bars.

Why should you take out Jewellery Insurance? 

Any completed manufactured jewellery or designer jewellery (except for raw materials such as gold bars and gems) does not only have its own value but also has its own personal value. Should an incident arise where your priced designer pieces are damaged or stolen, one would prefer the claim to be handled and settled in the most professional manner. 

How much does Jewellery Insurance cost?  

The cost implications for the absolute cover and piece of mind depends on the individual jewellery pieces. The rates are calculated on the value which is accompanied by the valuation certificates.

Typical claims incurred on Jewellery Insurance

The most common and expensive claims are in accidental damages as well as where pieces have been stolen either in a house roberry or in a hi-jacking (normally the unfortunate clients have been forced to surrender all the jewellery they have on them.)

 

 Jewelers Mutual Personal Jewelry Insurance Program

Purchasing jewelry insurance doesn’t have to be complicated. With Jewelers Mutual Insurance Company, you can get your jewelry insurance quote instantly and apply immediately.

White flash has arranged for Jewelers Mutual to provide information about the benefits of jewelry insurance.

About Jewelers Mutual Insurance Company

• Established in 1913
• A+ Superior rating from A.M. Best Company
• $3 billion of individuals’ personal jewelry insured
• GIA Graduate Gemologists on staff
• Exclusively endorsed by the American Gem Society and Jewelers of America
• Dedicated to preventing jewelry theft with loss prevention education

Expect superior service

When you call Jewelers Mutual, you’ll speak directly to one of our customer service representatives, each of whom is a licensed insurance agent who specializes in jewelry insurance. What’s more, we have both GIA Graduate Gemologists and American Gem Society Certified Sales Associates on site to answer your specific questions about jewelry insurance.

Take advantage of Jewelers Mutual Insurance Company’s trusted experts. They can offer you free advice about preventing losses and caring for your jewelry, as well as answer any general questions you may have about jewelry insurance.

Jewelers Mutual offers jewelry insurance for many types of jewelry, including items you might find on Whiteflash, such as diamond engagement rings and wedding bands, diamond earrings, diamond bracelets and pendants.