Farm Insurance

State Farm Insurance is a group of insurance and financial services companies in the United States. The company also has operations in Canada.

The group's main business is State Farm Mutual Automobile Insurance Company, a mutual insurance firm that also owns the other State Farm companies. The corporate headquarters are in Bloomington, Illinois.

State Farm is ranked 34th in the 2010 Fortune 500, which lists American companies by revenue. According to the Fortune Global 500, State Farm is also the world's largest mutual "P&C" (property & casualty insurance) firm. In October 2008, State Farm Insurance Companies in Canada was named one of Greater Toronto's Top Employers by Mediacorp Canada Inc., which was announced by the Toronto Star newspaper.

Home and Contents

Your Elders Farm Insurance Policy gives you the flexibility to choose from two types of cover:

Defined Events

This covers you for a nominated event such as:

• Theft
• Fire, smoke, lightning or explosion
• Earthquake, storm or rainwater (excluding flood)
• Malicious damage
• Impact from falling trees, vehicles or aircraft
• Breakage of fixed glass
• Other events as listed in the policy

Accidental Damage

We cover you for accidental loss or damage to your Building and Contents subject to the specific exclusions outlined in the policy.

Farm Property Cover

Your policy covers:

• Farm Buildings
• Farm Contents
• Mobile Machinery
• Fixed Machinery
• Hay, silage and grain
• Fences
• Wool
• Livestock
• Farm Business Interruption (Dairies)

In addition to Defined Events cover, on certain property types we provide Accidental Damage cover.

Vehicle Cover

The vehicle section of the policy gives you the flexibility of choice between three types of cover:

Comprehensive

Covers you for:

• Theft of or damage to your vehicle
• Liability

It also includes:

• Flat rate premium, giving you the maximum 'Rating 1' discount
• Optional windscreen cover

Third Party Property Damage - Fire & Theft

• Fire and Theft cover
• Liability cover
• Uninsured Motorist benefit

Third Party Property Damage

• Liability cover
• Uninsured motorist benefit

Farm Liability cover

We cover your liability to pay compensation for Personal Injury and Property Damage which arises out of your farm business. 

Other farm cover options

Other farm insurance options are also available, including cover for:

• Personal Accident and Illness
• Machinery Breakdown
• Electronic Equipment
• Transit
• Working Dogs
• Frozen Semen and Embryos
• Theft
• Tax Audit