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Thursday 19 April 2012

Home Appliances Insurance

Plans and Pricing

Our home protection plans provide confidence that if a covered item breaks, you may not feel the sudden pinch that comes with appliance and system repairs or replacements - not to mention the stress that comes with finding a qualified service contractor. You just get the confidence that comes with knowing that you've covered this one in advance.
Here are a few key things to remember:

  • You do not pay for the actual repair or replacement cost for covered items.
  • Your contract will cover repairs or replacements of covered items, regardless of age, make, or model.
Combo Plan
This plan provides coverage for many of the primary systems and appliances in your home. You will also save an average of $14 a month over purchasing the Appliances plan and the Systems plan separately.

    Systems:
  • Air Conditioning, including ductwork
  • Heating, including ductwork
  • Electrical
  • Plumbing
  • Water Heaters
  • Garbage Disposals
  • Instant Hot/Cold Water Dispensers
  • Central Vacuums
  • Smoke Detectors
  • Doorbells
  • Ceiling Fans
    Appliances:
  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-In Microwave Ovens
  • Free-standing Ice Makers
  • Trash Compactors
  • Garage Door Openers
  • Built-In Food Processors

Build Your Own Plan
Customize coverage to meet your needs with this flexible option. Simply select 10 or more items from our list of covered items in your home and get the coverage that is most important to you, without paying for protection you might not need.
Systems Plan
Who wants to deal with faulty plumbing or an a/c unit on the fritz. This plan covers the replacement or repair of the components of these key home systems.

  • Air Conditioning, including ductwork
  • Heating, including ductwork
  • Electrical
  • Plumbing
  • Water Heaters
  • Garbage Disposals
  • Instant Hot/Cold Water Dispensers
  • Central Vacuums
  • Smoke Detectors
  • Doorbells
  • Ceiling Fans
Appliances
You know better than anyone the kind of toll your appliances take from everyday use. Choose this plan to cover the repair or replacement of all of these:

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-In Microwave Ovens
  • Free-standing Ice Makers
  • Trash Compactors
  • Garage Door Openers
  • Built-In Food Processors
Optional Add-Ons
Didn't see something specific on the lists above? Don't worry. You can always add coverage for each of the following to your plan (additional cost per item):

  • Pool/Spa
  • Water Softener
  • Well Pump
  • Septic Pumping
Trade Service Call Fee
For your convenience, we offer multiple options with 4 coverage plans and 3 trade service call fee levels:
$75 $100 $125
That way you can choose the right combination for your home and budget. You can also build your own plan customized to your specific needs.
Average repair costs
Don't worry; this isn't what you'll need to pay when something breaks and you have a home protection plan. This is just a simple summary of the average replacement and repair costs for some of the most common items found in your home.

Household ItemReplacement Costs*Repair Costs*
Clothes Dryer$646$88
Clothes Washer$571$98
Dishwasher$502$171
Oven/Range$706$170
Refrigerator$1,088$209
Air Conditioner$2,390$332
Furnace$2,442$316
Water Heater$767$140
Main Electrical Panel$651$210
Prices reflect national average.

2 comments:

  1. Excellent article for home appliances insurance. its good to have insurance for all home appliance because they may be damage somehow or can break by falling down to the floor. So insurance should be. Install Dishwasher

    ReplyDelete
  2. It is of value for consumers to understand their state's regulations for companies that offer to provide maintenance or repair services and coverage for related costs since some companies may be operating without proper licensing.This one is the top largest home applince service provides company in USA.

    For more info :) http://www.htwarranties.com/

    ReplyDelete