General Insurance

General Insurance is a form of insurance in which everything except life is insured. It comprises of insurance of property against fire, burglary, etc., personal insurance, such as accident and health insurance and liability insurance, which covers legal obligations. We are known for our efficient services and are highly acclaimed by our customers. Our experienced professionals closely interact with the clients and make them aware of the different areas of insurance.

Health Insurance

• The health insurance plans protects you and your family by providing total health & medical insurance coverage
• We help you chose the most affordable of health plans that cover you during sudden illness, surgeries, and accidents and against acts of terrorism
• With our insurance policy our customers also get tax benefits under section 80D

Working:

• These private health policies offer partial control over the choice of provider, facility and timing of treatment
• It covers all the medical expenses which include reimbursement of Hospitalization/Domiciliary hospitalization expenses foe illness/disease suffered or accidental injury sustained during the policy period

The policy pays for expenses incurred under the following heads:

• Room, Boarding Expenses in the hospital/nursing home
• Nursing expenses
• Surgeon, anesthetist, medical practitioner, Consultants, Specialist fees
• An anesthesia, blood, oxygen, OT charges, Surgical appliances, Medicines and drugs, Diagnostic Materials and X-ray, Dialysis, Chemotherapy, Radiotherapy, Cost of Pacemaker, Artificial Limbs and Cost of organs and similar expenses
• Relevant medical expenses incurred during period up to 30 days prior to and period of 60 days after hospitalization are treated as part of the claim

Household Insurance Policy

• We understand your requirements to render security to your residential property and your property and valuables at your home
• The most admired household insurance cover available in the market is the Householders’ Insurance policy
• Any loss or damage to the house or household goods causes not only financial stress but also emotional and sentimental sufferings
• Household insurance helps to lessen the financial losses, arising out of risks of fire, robbery, natural disasters, breakdown of household appliances and individual liabilities

The particular risks covered under each section are:

• Household contents & building (cover for fire and allied perils)
• Household contents (cover for burglary, housebreaking and theft)
• Jewelry and valuables
• Plate glass
• Breakdown of domestic appliances
• TV, VCR
• Pedal Cycle
• Baggage
• Personal accident
• Third party legal liability & workmen’s compensation