Has your homeowner's insurance carrier surprised you with a large rate increase? Homeowner insurance has been very confusing in the Boise marketplace with some carriers canceling policies. Independent insurance professionals, such as those at Integrity Insurance, can help. They are true independent agents, able to shop the market for the most competitive pricing. This is a huge advantage over the captive companies who can only write through one company. If you are used to a captive agency, you most definitely have not benefited from an independent agent shopping your insurance through top rated home owners insurance carriers for the best price. Instead, you have been given a very limited choice of what is available through that one company, if anything. Your agent has been offering you a vanilla ice cream cone for years and you haven't realized that there are 31 other flavors out there that often taste much better. It just stands to reason that if you have the ability to check rates with multiple carriers versus just one, the odds are greater that the company who obtains multiple offers will come out on top. An independent agent very seldom loses on price to anyone because of this advantage.
Other Ways to Save on Homeowners Insurance
Other than using an independent insurance agent, here are other ways you can save
2. Don't confuse what you paid for your house with rebuilding costs
3. Buy your home and auto policies from the same insurer
4. Make your home more disaster resistant
5. Improve your home security
6. Seek out other discounts
7. Maintain a good credit record
8. Review the limits in your policy and the value of your possessions at least once a year
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